It is a common family issue – not everyone is comfortable at the same temperature, but if you are paying the utility bills you want to keep settings under control. Believe it or not, even one degree can make a noticeable difference on your billing statement. Experts recommend 68 degrees in cold weather and 78 degrees when it is warm out to keep your expenses under control. If this is not comfortable for you, gradually adjust the temperature on the thermostat. Reduce or raise the temperature just one degree at a time and try it for a week. Each one-degree adjustment for an eight-hour period reduces your fuel bill costs. Gradually, you might be able to adjust three or even four degrees comfortably and save a chunk of money.